1300 Division Road, Suite 305 West Warwick, RI 02893, USA

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Frequently Asked Questions

Here are answers to some frequently asked questions about our programs.

The funds can be used for any need the business may have, including the consolidation of any outstanding cash or merchant advance loans, credit card, equipment loans and leases, expansion of the business, or working capital to name a few.

That depends on what we can qualify you for, but the maximum loan is $5,000,000.00 and the minimum is $75,000.00.

We offer rates as low as 8.25%. Loans have a variable rate of the WSJ Prime Rate plus 2.75%. The current WSJ Prime Rate is 4.25% and is subject to change. The monthly payment amount is based on the current variable rate.

The SBA has it’s own score, the Small Loan Advantage Score, which considers a number of factors in it’s calculation including business and personal credit and we also review your business and personal income documents to establish your business’ monthly cash flow and debt service.

We are able to weigh our decision more on your business cash flow than on your income tax returns.

It is quite possible that you do. This program uses it’s own scoring model that is comprised of several different factors.

You can be pre-qualified in minutes and closings are in as few as 20 business days.

Yes you most certainly can! There is no penalty for early pay-offs.

Yes you are. All types of business structures are accepted.